The myth prevails that medical expenses are compensated only once, however...

If I have a valid health insurance and I’ve been injured because of another person’s fault, am I entitled to claim my medical expenses twice? The answer is yes. Both from the insurance company that you maintain a health insurance contract with, but also from the person at fault and who responsible for your injury or (if any) his/her insurance company.  

In case of a car accident, the driver is obliged, by law, to maintain an insurance coverage for causing any damages to property or injuries to a third party.  In this case you are also entitled to get compensation for your medical expenses from both insurance companies.

In some cases, a health/medical insurance contract includes a right called the 'subrogation' right by which a right is given to the insurance company to claim medical expenses or any other amount specified in the contract, directly from the insurance company of the person at fault. 

If you have had a personal injury and you are not sure of what to do next and what are your rights, feel free to contact us free of charge.